Wednesday, January 4, 2012

Open enrollment for child-only Colorado Health Insurance plans began Jan.1

Open enrollment for child-only Colorado health insurance plans began Jan. 1, 2011 and lasts until the end of the month. Get them insured, no matter what their preexisting condition.This is only one of two yearly opportunities. The open enrollment period from Jan. 1-31 will see most policy coverage begins March 1.

A child-only health policy means there is no adult on the individual policy. There can be many scenarios for this type of policy: the parents may be insured through an employer-sponsored plan which does not offer dependent coverage; or the family may not be able to afford coverage for all members, and is seeking coverage for the children only.

Children who lose coverage due to a qualifying event can obtain child-only coverage by applying within 30 days of the event. Qualifying events include birth, adoption, marriage, dissolution of marriage, loss of employer-sponsored coverage, loss of Medicaid or Children’s Basic Health Plan coverage, or entry of a court or administrative order mandating coverage. Outside of a qualifying event, a child-only policy can be applied for only during an open enrollment period.

Below is a list of companies that are participating in the program. By clicking on the company name you will be taken to their standard information entry form. Enter your individual information to find out more about each companies child-only plans.

Kaiser
Cigna
Humana
Rocky Mountain Health Plans
Anthem Blue Cross Blue Shield
Golden Rule

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